Checking Account

First Horizon Bank

First Horizon Bank Up to $700 Checking and Savings Bonus

$700bonus

Required Deposit

$5,000

Time to Complete

90 days

Min. Hold Period

180 days

Requirements

Direct Deposit Required

Set up recurring direct deposits to your account

Required Deposit: $5,000

Deposit required to qualify for bonus

Bonus Timeline

Bonus Posts Within15 days after meeting requirements

Keep Account Open90 days minimum

Direct Deposit Amount$2,000/mo

Promo / Referral Code Required

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Fine Print

Credit PullSoft Pull

Accepts CC FundingYes

CC Funding$50

Household LimitNone

New Customers OnlyYes — no account in last 18 months

Fees & Terms

Fee WaiverFirstView Checking has no monthly fee with eStatement enrollment; otherwise $2 monthly paper statement fee. Traditional Savings quarterly service charge refunded when linked to FirstView checking or with $250 minimum daily balance, otherwise $5 quarterly. SmartView Checking $15 monthly fee can be refunded with one direct deposit or bill pay per statement cycle and balance/activity requirements. Money Market Savings $9 monthly fee waived when linked to SmartView Checking or with at least $5,000 combined balance. TotalView Checking $25 monthly fee can be refunded with qualifying balance/activity requirements. TotalView Money Market Savings has no monthly service charge.

Minimum Hold Period180 days

Details

Earn $450 by opening a new First Horizon consumer checking account and receiving qualifying direct deposits totaling at least $2,000 within 90 days. Earn an additional $250 by opening a corresponding savings account the same business day, depositing $5,000 or more in new money within 30 days, and maintaining a daily collected balance of $5,000 for 90 days. Bonuses are paid to the checking account within 15 business days after requirements are met.

Availability

Qualifying Direct Deposits

ACH pushes from these financial institutions have qualified as a direct deposit at First Horizon Bank. Counts are community-confirmed data points.

Charles Schwab · 21

Fidelity · 15

Chase · 13

Wells Fargo · 12

Ally Bank · 9

Discover · 9

Wise · 3

SoFi · 3

Last updated: April 7, 2026